About Nicholas Financial Group

Nicholas Financial Group was founded in 1997 as an independent financial planning firm. The firm focuses on helping clients protect the assets they worked so hard to accumulate, as well as maximizing their income and reducing their taxes during retirement.

About John P. Grimes, ChFC

John Grimes has been working in the financial services industry since 1991 and founded Nicholas Financial Group in 1997. John earned his bachelor’s degree in economics from the University of Massachusetts, working in banking and real estate development before entering the financial services field.

John offers clients prudent advice and easy-to-understand solutions for their financial situations. John takes the role of counselor as he guides you through the confusing maze of financial tools and services, helping you simplify and personalize your retirement plan.

Our Services

We focus on using conservative strategies to help you grow and protect the assets you've worked so hard to accumulate, while simultaneously reducing your risk.

We will also show you how to potentially generate guaranteed lifetime income using annuity products and efficiently transfer your assets.

Our services include:

Retirement Income
Planning

We design a comprehensive plan to help you pursue your retirement income goals, taking into consideration all sources of income, assets, risk tolerance and the time frame.

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Wealth Transfer
Strategies

We help protect and efficiently transfer wealth to beneficiaries with special emphasis on maximizing your estate and reducing taxes.

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Wealth
Management

We provide active money management with the goal of helping to grow your portfolio, given your risk tolerance and goals. The objective is to take advantage of market growth while reducing losses during down cycles.

FormulaFolios is a smart way to invest.
www.FormulaFolios.com

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Resources

John is committed to providing industry updates and keeping individuals financially informed. Visit his blog site for posts on the current economic climate and how to prepare for the retirement you have always imagined.

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WealthGuard™

We are a provider of WealthGuard™, an incredibly simple, yet powerful, early warning system that monitors all your investment accounts daily, so you can invest with the confidence that there’s a plan in place to help protect your investments in all market conditions. Providing you with added peace of mind, WealthGuard™ securely tracks all your accounts in one place, including asset allocation and overall performance, and immediately alerts you of any changes via email and/or text message. More importantly, WealthGuard™ will initiate a specific plan of action to help protect your accounts while keeping you focused on your long-term investment goals.

And since WealthGuard™ monitors all your accounts automatically, it can watch over your 401(k), self-managed investment accounts, and accounts managed by financial advisors at nearly every firm in the United States.

WealthGuard™ is a complete portfolio monitoring system. Designed by determining the amount of downside risk a client is willing to tolerate, WealthGuard™ is added to client accounts to help protect from downside risk. WealthGuard™ is not a stop-loss strategy. When the account value in the portfolio hits the targeted downside value, an alert is sent to the client, advisor, and money manager. The money manager trades the account as indicated on the WealthGuard™ agreement.

There is no guarantee the exact WealthGuard™ value will be captured or assets will be traded or liquidated the same day the WealthGuard™ value is reached due to time of day and/or market restrictions. WealthGuard™ is not responsible for any tax implications that may result due to the liquidation or trading of the holdings. FormulaFolio Investments is not responsible for any errors or omissions in the information used to prepare your WealthGuard™ percentages.

WealthGuard™ does not make any representations or warranties, whether expressed or implied, regarding investing in securities or investment products. WealthGuard™ makes no warranties to the legality or suitability of any investment product.

To learn more about WealthGuard™ and adding it to your accounts, fill out the form below and a member of our team will reach out to you.

See how WealthGuard™ Can Protect Your Future

Fill out your information below to learn more about WealthGuard™.

Annuity 123

Annuity123, a leading online authority on retirement planning, provides readers with the latest trends in preparing for retirement. John is a frequent contributor, offering professional advice and relevant knowledge

Downsizing
September 8, 2014
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Have an Old Annuity Lying Around? Trade it in!
March 25, 2014
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I’ll Never Buy an Annuity!
February 11, 2014
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Thinking about Buying an Annuity… But Afraid to Tie up Your Money?
January 15, 2014
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What’s The Best Indexing Strategy To Use In An Indexed Annuity?
January 7, 2014
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Choosing an Annuity? What Rate is Most Important: Bonus, Roll-up, Pay-out, Caps?
December 26, 2013
Click to read article >

Thinking About Buying Long Term Care Insurance? Consider An Annuity.
December 13, 2013
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Using Annuities As An Alternative To The 60/40/4 Rule
December 4, 2013
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What Do People Want Most From Retirement?
November 22, 2013
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Contact

230 America Blvd
Ashland, MA 01721

Phone: (508) 881-8500
Toll-Free: (866) 887-8500

Email: john@nicholasfinancialgroup.com

Submit your questions below if you would like a complimentary consultation.